AccuWeather For Property and Casualty Companies

When it matters most, insurance companies trust AccuWeather’s forecasts with proven Superior Accuracy™

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AccuWeather Helps Both Insurance Companies and Policyholders Reduce Losses

Insurance companies need AccuWeather now more than ever to minimize claims, resolve claims faster, better underwrite new policies, streamline operations, and deliver the best service to policyholders. Severe weather events are becoming more frequent and more damaging, with rising claim volumes, operational disruptions, and increased financial risks

Property and casualty companies must have the most accurate, most detailed, most valuable, and most actionable weather forecasts and warnings. AccuWeather For Business provides forecasts and warnings with proven Superior Accuracy™ often with more advance notice than any other source, helping insurers make faster, smarter, better, more cost-effective decisions.

More advanced notice and more actionable forecasts help insurers take action ahead of storms to prevent damage before it happens.
The most accurate, most detailed forecasts support better
risk assessment amid rising claim volumes and increased financial risks.
More advance notice enables faster, smarter, more cost-effective decisions during operational disruptions caused by severe weather.
Better forecasts and warnings help insurers better protect policyholders during more frequent and more damaging weather events.
Forecasts and warnings with proven Superior Accuracy™ are often delivered with more advance notice than any other source.

AccuWeather Insurance Use Cases

Discover how insurance companies use AccuWeather to minimize claims, resolve claims faster, better underwrite new policies, streamline operations, and deliver the best service to policyholders

Storm Potential Outlook

Anticipate severe weather risk and potential claim volume with the best long-range severe weather forecasts available, delivering more advance notice and more precise geographic insight than any other source.

Insurers review AccuWeather’s Storm Potential Outlook up to 10 days in advance to identify where severe thunderstorms, winter storms, flooding, or hurricanes are most likely to occur and how severe they may be.

Insurers gain more time to prepare, better visibility into localized risk, and the most reliable forecasts available to allocate resources, prepare claims teams, and notify policyholders before losses occur.

Storm Potential Notice

Provide earlier and more actionable warnings of widespread weather risks so insurers can make better underwriting, operational, and customer communication decisions.

When a major winter storm is expected, insurers use Storm Potential Notices, often days ahead of other sources, to send targeted alerts advising policyholders of snow and ice risks and recommended preventive actions.

With more detailed hazard thresholds and more advanced notice, insurers can reduce claims more effectively by helping policyholders take action before damage happens.

Hurricane Warning Service™

Manage hurricane exposure using the most accurate and most advanced hurricane forecasts available, including better track accuracy, more accurate intensity forecasts, and more hours of advance notice.

Insurers integrate hurricane track, wind probability, and storm surge information to adjust risk exposure, allocate reserves, warn policyholders in threatened areas, and prepare claims operations ahead of landfall.

Insurers make more confident decisions, better protect policyholders, and most effectively manage hurricane-related losses with earlier, more reliable forecasts than any other source.

Snow Warning Service™

Reduce winter-related claims by utilizing the most precise, location-specific snow and ice forecasts in the industry, tailored to insurer-defined thresholds.

Insurers send advance snow and ice alerts to customers in impacted locations, encouraging actions such as salting surfaces or clearing snow to prevent slip-and-fall incidents and property damage.

With better timing and more accurate accumulation forecasts, insurers can reduce winter claims more consistently and lower liability exposure compared to generalized weather alerts.

SkyGuard® Severe Weather Warnings

Deliver the most accurate and often earliest severe weather warnings available to protect people and property during tornadoes, hail, and damaging wind events.

When a tornado warning is issued, insurers use SkyGuard® to send immediate, location-specific alerts advising customers to take shelter and secure property.

Faster, more reliable warnings help insurers reduce the most severe claims and better protect lives and assets through timely action.

AccuWeather Data

Build better risk models and more accurate pricing using the most comprehensive and most detailed weather data available.

Insurers integrate AccuWeather’s real-time, historical, and forecast data, encompassing hundreds of daily and hourly variables, into their analytics platforms and customer-facing applications.

With more granular data and deeper historical coverage, insurers improve underwriting accuracy, enhance claims assessments, optimize pricing, and deliver a better customer experience.

Forensic Services

Verify past conditions with the most credible and court-trusted weather analysis available to support claims decisions and fraud prevention.

For disputed claims, insurers utilize AccuWeather Forensic Services to verify whether hail, wind, flooding, lightning, or snowfall occurred at a specific location and time.

Insurers achieve better claim validation, more effective fraud prevention, and the most defensible claim decisions, while maintaining policyholder trust.

AccuWeather gives insurers more time to act, better insight into risk, and the most accurate forecasts available, so losses are reduced before storms strike and claims are resolved faster after they pass

Every solution powered by our world-class products

AccuWeather’s modular products deliver end-to-end intelligence — from real-time alerts to forensic reporting and developer-ready APIs
SkyGuard Severe Weather Warnings: 24x7x365 meteorologist warnings.
Data Suite: Forecast dashboards and integrations.
Forensic Services: Legal-grade historical weather data.
AccuWidgets: Plug-and-play modules for client portals.
APIs & Developer Tools: Seamless data integration for digital platforms.
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Proof of AccuWeather’s Superior Accuracy™ for Insurance Companies

Compare Forecast Accuracy
In a recent study, across all time periods and parameters, forecasts from a competitor were 65.6% less accurate than AccuWeather forecasts available at the same time.
Compared to the National Hurricane Center, AccuWeather hurricane tracks for storms impacting the U.S. were 8.1% more accurate, hurricane intensity forecasts were 3.7% more accurate, and AccuWeather provided an average of 20 additional hours of advance notice.
AccuWeather forecasts for the start time of snow and ice events averaged a 1.5-hour error, compared to more than 3 hours for other sources—making AccuWeather at least twice as accurate.

National Property & Casualty Insurer Improves CAT Readiness and Policyholder Outcomes

“The value of the Meteorology 911 option to call in and speak with meteorologists. It is certainly a huge help for us!”

JamieDisaster Coordinator, of a large property and casualty insurance provider.